Travel Health Insurance for Foreigners in GermanyFirstly, the German health care system is one system in the world that works all round the clock to take care of both German citizens and foreigners who visit the country for specific reasons. That means there is an obligation to have some sort of cover to shield you in case you fall ill while on a visit.
If you are a student, there are stringent rules at the University you intend to enroll in, which outline the fact that it’s mandatory for every student to have health insurance before enrolling for their study programs.
Health insurance in Germany has two components, and you need to understand them before visiting. There is compulsory insurance and private insurance. The compulsory one provides basic protection for all people, regardless of what you went to do in Germany. In order to ensure that every person is able to pay for the insurance, the monthly fees are calculated based on a person’s income. If you earn more, you’ll pay more. If you earn less, you’ll pay less. As for the students, there are even cheaper offers.
On the other hand, private insurance offers individual protection and can be claimed by self-employed persons, clerks, as well as persons with high income earning capacity. The monthly fee charged here is calculated based on the insured person’s age and health status.

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