taro pejwan ya, hati hati menggunakan identitas, nik dan kk, contoh nih gw kena "blacklist" setelah di cek di ojk dr tahun 2013 ada yg "menggunakan" nik dengan tanggal lahir yg sama untuk pengajuan kartu kredit. ga tanggung2, dr 2013-2016 total 7 bank kartu kredit dengan nominal
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